Terms of Service

TEMPLATE — replace before launch. This is a kit-shipped placeholder, not legal advice. Have counsel review and substitute jurisdiction-appropriate text before deploying to production. This is a go-live step — see the legal checklist in docs/rebrand.md §4 (and docs/go-live-runbook.md); remove the status: template frontmatter once replaced so this banner stops rendering.

1. Acceptance

By using the service, you agree to these terms. The service is provided "as is" without warranty.

2. Account

You are responsible for the security of your account and for any actions taken through it.

3. Acceptable use

You may not use the service to violate the law, infringe rights, or disrupt other users.

4. Termination

We may suspend or terminate accounts that violate these terms.

5. Payments and refunds

Paid subscriptions are billed in advance for the chosen period. You may cancel a subscription at any time; subscription refunds, where offered, are handled per our refund policy.

One-time top-up purchases — including credit packs and storage packs — are final and non-refundable. Purchased credits and storage capacity are made available immediately and consumed on use; we do not refund top-up purchases, in whole or in part, except where required by law.

6. Limitation of liability

To the maximum extent permitted by law, our liability is limited to the fees you paid in the past 12 months.

7. Changes

We may update these terms; continued use after the effective date constitutes acceptance.

8. Contact

For questions about these terms, contact legal@example.com.